Your First Step Toward Homeownership:
Understand your borrowing potential with a quick and simple pre-qualification process. I’ll provide an estimate of what you can afford, so you can start your home-buying journey with confidence.
How the Pre-Qualification Process Works
Pre-Qualification is a crucial step in your home buying journey. It provides you with a clear understanding of your borrowing potential and prepares you for the next steps in securing your mortgage.
Share Basic Financial Information
Provide an overview of your income, debts, and assets—no formal documentation required.
Receive Your Pre-Qualification Estimate
I’ll analyze your financial details and provide an estimate of your borrowing capacity.
Discuss Your Options
We’ll explore potential mortgage solutions based on your estimated budget.
Plan Your Next Steps
Use your pre-qualification results to guide your house-hunting journey or move forward with pre-approval.
Why Pre-Qualify with My Expertise?
Pre-qualification is an essential first step, and I’m here to make it as smooth and informative as possible.
Quick and Convenient
Get an estimate of your borrowing power in just a short conversation.
No Obligation
Pre-qualification doesn’t commit you to a lender or a specific mortgage product.
Personalized Insights
I’ll help you understand your financial standing and how it aligns with your homeownership goals.
Guided Next Steps
Whether it’s moving to pre-approval or refining your budget, I’ll be with you every step of the way.
Your Pre-Qualification Questions Answered
What is pre-qualification?
Pre-qualification is an informal assessment of your borrowing potential based on basic financial information.
What’s the difference between pre-qualification and pre-approval?
Pre-qualification is an estimate of how much you can afford, while pre-approval involves a more detailed review and commitment from a lender.
Does pre-qualification affect my credit score?
No, pre-qualification typically doesn’t involve a credit check, so it won’t impact your score.
How accurate is pre-qualification?
Pre-qualification provides a general estimate, but it’s less precise than pre-approval.
What happens after pre-qualification?
Based on your results, you can refine your home search or proceed with a pre-approval to strengthen your buying position.